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Horse sense.

If you believe the media, horse theft is on the up, although insurers stress it is mainly horse boxes that are being claimed for. However, those in the saddle are not taking any chances with their animals, says Veronica Cowan.

BBC Radio 4's Today programme recently ran a feature about an
increase in the theft of horses, yet every equine insurer contacted
insisted there had been no increase in related claims. "Any upward

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