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Inside the shrinking market for HGV insurance

Large semi truck hauling freight on the open highway in the western USA under an evening sky.

In the wake of exits from the market in recent years, Harry Curtis looks at why insurers are cautious about insuring heavy goods vehicles and how those that do manage it.

Cover for heavy goods vehicles sits at the more specialised end of the commercial motor market. Premiums are high, and insurers willing to quote for business are thin on the ground.

They have also

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