SMEs continue to fight for BI payouts as unresolved issues await litigation

Restaurant and bar during Covid-19 lockdown_waitress holding closed sign

Three years on from the onset of the pandemic and more than two years on from the resolution of the Financial Conduct Authority’s initial test case, many small businesses remain embroiled in disputes with insurers over Covid business interruption claims.

The continuing disputes primarily focus on types of policy wording that were left unexamined in the test case that ran from 2020 to 2021, such as ones triggered by the presence of Covid-19 at the

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