Blog: Claim sharing – the insurance alternative that cuts out the regulator
Despite a number of technological revolutions, general insurance hasn’t altered much since it was first conceived centuries ago in City of London coffee shops. You Do Pet founder Paul Dennis argues 'claim sharing' might be about to change that.
At its most basic, people who need cover pay into a central pot, and claims are paid from that pot. Profit is made from the difference between premiums received and the cost of claims paid – plus
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