Analysis
Expertise From A-Z: SMEs - Better use of data
There are huge amounts of data out there and it is now much easier for brokers to use and place business online – if only they were more aware of this
Expertise From A-Z: SMEs - Protecting SMEs
A Financial Conduct Authority thematic review found SMEs were being let down by claims handlers. What can the industry do to improve?
High-tech fraud: Faceless threat
Fraud has gone high tech, with the potential damage that hackers using the internet can cause becoming a real danger. Now the industry is starting to use high-tech methods to fight back.
Europe: Lure of Liechtenstein
Liechtenstein has more companies than citizens, but are UK insurers keen to join its corporate club?
Church Insurance: Steeple chasing
There is a new entrant into the church insurance sector, targeting Ecclesiatical’s 95% share of the market. What will this mean for the country’s 16,000 Anglican churches?
Legal Update: Who’s to blame?
Supreme Court to rule on intentional torts in vicarious liability cases.
Dognapping: Dog gone
Dognapping is a cruel crime that is on the rise. But are pet insurers doing enough to help owners? And should they be taking a more active role in providing specific cover against theft rather than focusing primarily on vets’ bills?
Analysis: How Asian wellness programmes could protect the bottom line
Asian health insurers are increasingly turning to wellness programmes in a bid to manage rising claims costs writes Nicky Burridge.
Female Millennials: How to attract young women
A recent PWC report showed female millennials had reservations about working in the insurance industry. Post investigates what the sector can do to include this group in its future workforce
Legal Update: Asbestos in schools
There is an increasing likelihood of mesothelioma claims coming from schools, says Lisa Fletcher.
Autonomous Trucks: The road to autonomy
As the first autonomous truck gets a road licence in the US, how will the introduction of driverless fleets affect the industry?
Household Underinsurance: The cost of home improvement
With homeowners moving less frequently and spending more time on improving their homes, the issue of property underinsurance has never been more pertinent.
Europe: The impossible comparison of UK regulatory costs with the rest of the EU
Confirmation this June that the Financial Conduct Authority will be increasing fees for insurers and brokers by 8.5% for 2015/2016 has inevitably raised many eyebrows. A particular bugbear is that UK regulatory costs are perceived to be much steeper than…
Trade Voice: Why we’ll always need solicitors
Despite falling claims numbers, new technology means the need for legal firms will not decrease.
Blog: Vnuk, an involuntary risk transfer
The odd tabloid article has told Mr Smith that, because of the European Union, he'll soon need to insure his ride-on lawnmower under a motor policy. However ludicrous that may sound, the reality is that could be true. While newspapers have chosen…
Stepping up data sharing against fraudulent travel claims
As travel insurance fraud is becoming more frequent, the industry needs to step up monitoring and information-sharing, just like it has been doing to tackle motor and household fraudulent claims, says Mathew Crawford-Thomas.
Europe: Challenges and rewards in driving Enterprise Risk Management
Enterprise Risk Management has become an important tool to analyse companies and improve operational performance. Its adoption was led, initially and for the most part, by important institutions in the United States and in Europe, but it is now slowly…
Delegated Authorities: From me to you
A recent FCA report poured scorn on the industry over its handling of delegated authority. The regulator’s expectations require change from both brokers and insurers, but how is it going to work?
Insurance Act: Get ready for change
The Insurance Act – the most important piece of legislation to affect the insurance industry for a century – will be a catalyst for the sector to abandon out-of-date practices and reassess the way it does business.
Insurance Act: Loss Adjusters: The need to change
Loss adjusters may need to change their working practices as the Insurance Act comes into effect
Insurance Act: Litigation: Ready for court
With the Insurance Act 2015 set to be introduced in August 2016, insurers must review internal systems in preparation for the inevitable litigation that will occur.
Insurance Act: The Insurance Act timebomb
The clock’s ticking, and now is the time for the market to get ready for the changes ahead.
Equine insurance has cleared the hurdle of recession
The bets are on a continuing recovery in the equestrian market, with figures from the Racecourse Association showing a dramatic jump in attendances this year. In the first six months of 2015, almost three million people attended races, up by 300,000 on…
SIMR: enhanced responsibility and accountability for senior management
Significant changes are in store for the UK's rules for senior managers of insurance and reinsurance firms, including Lloyd's managing agents and firms not subject to Solvency II.