Skip to main content

Property intelligence: Understanding and managing natural hazards

Sponsored by ?

This resource was paid for by a contributing third party.

“Natural hazards” refers to natural factors in the external environment that could damage or destroy a building. These most commonly include flood, wildfire and tropical storms, but others include earthquakes, lightning, hail and freeze.

With climate change increasing the frequency and severity of weather events and some natural catastrophes, understanding the risk to properties is becoming more important than ever.

This report reviews the techniques and tools available today to help insurers understand, manage and mitigate natural hazard risk for properties they are insuring.

Topics covered include:
• Understanding the natural hazards a property faces.
• Location and property attribute information.
• Catastrophe modelling in a changing climate.
• Secondary perils and previously non-modelled perils.
• The rise of platforms and third-party distributors.
• The before and after - risk mitigation and event response.
• Parametric coverage for natural perils.
• The InsTech members.

Download the analyst report

Register for free access to hundreds of resources.

Already registered? Sign in here.

 

Your alert preferences

More related resources

Building an autonomous insurance platform: the future that's already here

Most insurers operate fragmented architecture built over decades for claims, policy management, billing and underwriting. This blog highlights the true cost of operating siloed systems and how technology leaders can close the gap with a single, reusable AI layer that sits on top of core systems.

US property and casualty insurance industry statistics 2026

How big is the US P&C insurance market and what are the current trends? This blog explores the numbers that matter for 2026, organised by market size, profitability, catastrophe exposure, line of business, and the largest carriers.

Can MGAs stay ahead in personal lines pricing?

In today’s fast paced, competitive, personal lines market, pricing has become a key battleground. This content highlights why pricing agility, richer data and digital trading capabilities are becoming the defining competitive advantages for ambitious MGAs.

Infographic: The UK’s rebuild cost gap is changing

In 2026, just 8% of UK properties are insured for the right amount. Based on data from 46,917 rebuild cost assessments completed, this infographic sheds light on the accuracy of building sums insured for residential and commercial properties, plus the top ten most underinsured property types.

Your P&C personalisation problem isn't a data problem

The personalisation gap in P&C insurance is real. But at its core it isn’t a data problem or a technology problem - it’s an operating system problem. This blog highlights how insurers can enhance personalisation by addressing the decision gap between pricing, underwriting, and claims signals.

You need to sign in to use this feature. If you don’t have an Insurance Post account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here