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Fourth Quarter RIMS Benchmark Survey shows soft market losing steam

Insurance premiums for businesses continued a five-year trend of falling rates during the fourth quarter of 2008, but recent data suggest a reversal of this trend may soon be underway. Rates for property, general liability, and directors' and officers' (D&O) insurance premiums all decreased at a materially slower pace than in recent quarters, according to a leading survey of policy renewal prices as reported by North American corporate risk managers.

Data from RIMS Benchmark Survey revealed that the commercial insurance premium market cycle is close to its bottom. Commercial insurance prices should begin increasing by the fourth quarter of 2009 or

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