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Defence of the realm?

As Britain is lashed by further elemental onslaughts, the issue of the government's plans for funding and management of coastal and flood defences has bobbed to the surface once more. Lynn Rouse examines the progress that has been made by the various bodies involved — in particular the ABI and Defra — and explores the initiatives proposed to lessen the impact on the nation.

Relationships between property owners and the insurance industry have recently come under renewed strain, as fresh flooding flowed swiftly on the heels of the outgoing moratorium struck between the

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