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Clearing the air.

Studies show air pollution is at its lowest for several centuries, yet it still costs lives. Insurers experience claims in this area, with those for passive smoking being top of the list, says Veronica Cowan.

Air pollution has been a major nuisance since the 1500s. However levels over the last 20 years have been below those of the 16th century, despite increasing traffic. Indeed, the UK continues to cut

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