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Early warning system.

Loss adjusters are increasingly being cast as the eyes and ears of risk managers as insurers look to minimise their risk exposure. Jonathan Swift looks at how adjusters perceive their role in the changing climate and whether the risk manager is still boss.

With the advent of new legislation such as the Woolf Reforms and the
Turnbull Report, which leave companies open to new liabilities, risk
management has become a more pressing issue. Based on their

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