The plague of the Spanish lady

Life insurers continue to face the risk of numerous claims in an influenza pandemic but many companies lack the tools to determine likely numbers and calculate the amount of capital to hold for such an event. Keith Woolnough and Stephen Kramer explain a smarter approach to pandemic modelling

With the trend towards principles-based solvency requirements, internal capital models are assuming greater importance. At the same time, there is a heightened general awareness of a pandemic threat