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Fur of the unknown

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Exotic Direct has taken the plunge into a market most insurers jump on chairs to avoid: pet policies for small animals like rats and mice. Critics say there is no money in covering creatures that only cost a few pounds to replace. Richard Cohen investigates

In April, animal charity Cavy Rescue made the owners of small, furry animals an offer: anyone giving one of Cavy's animals a new home would receive a voucher entitling them to money off a specialist

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