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A positive long-term outlook.

Worldwide disasters, stock market fluctuations and government investigations into price-fixing have severely shaken the German insurance market. However, long-term prospects for the market are strong and David Fanning believes a wiser breed of insurers…

Industry fails to act as customers suffer.

Risk managers, who actually buy commercial insurance, are not impressed with the present state of the market and see some evidence of profiteering by insurers. David Gamble outlines the customers' perspective of the hardening market.

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