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Mounting pressure

Employers' liability insurance premiums have risen so high that many hard-hit small and medium-sized firms are finding it hard to gain affordable cover. The soaring costs are also threatening their survival. So, asks Francis Higney, what is the insurance…

Opportunity is knocking

New demands in the liability market may mean heavier workloads but with a little commitment and effort this could be the answer to loss adjusters' prayers, says Hugo Cranmore.

Composite Panels - The proactive approach to panels

Much has been said about the need for a new, more proactive approach to risk management in the UK. Recent moves from several trade bodies to prevent the risk of panel fires within the food industry shows it can work, says Derek Mason.

Facing up to claims reality

With asbestos-related disease claims expected for another 40 years, what, asks Lex Dowie, will happen to future claimants when the compensation pot is found to be empty?

Going to waste?

A new directive concerning the disposal of waste electrical and electronic equipment is likely to have a big impact on the way the insurance industry handles claims and its replacement goods strategies. Bob Still investigates.

Money down the drain

When it comes to specialist areas such as drainage, insurers are sorely lacking in experience - which is losing the industry literally millions of pounds every year. Simon Maude assesses the situation.

At the sharp end

Lack of, or failure to, implement proper risk management has contributed to the employers' liability crisis. Rachel Gordon pins down how management of risks could yet save the day.

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