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Understanding cyber risks

Cyber risks have become high profile but, as David Froud explains, insurers need to conduct more than simple Q&A assessments to understand the true nature of a company’s data value and the potential cost of a loss.

Stamping out fraud

As insurance fraud losses top £2.1bn - a 23% year-on-year rise - and offer rich pickings for fraudsters, what are the factors behind the figures and how can firms can fight back?

Social media: Facebook is your friend

Social media has allowed insurers to learn more about the risk profiles of their policyholders, but could, and should, this information be used to compile quotes?

Credit hire: Paying a hire price

Credit hire is a significant factor in private motor insurance premiums being inflated by £225m a year, but would Competition Commission intervention help or hinder policyholders and the industries involved?

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