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Penny Black’s Insurance Week - 23 October

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Penny smuggled herself into this years annual lunch for the Chartered Institute of Loss Adjusters last week, and was rewarded with a suspicious sounding grace, led by Crawford’s Benedict Burke.

Renowned Liverpool fan Burke read sombrely, but Penny’s ears were pricked by what seemed a deliberate reference to “those who walk alone” – a phrase familiar to those in the stands at Anfield, where

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