The disciplinarian

- By Insurance Post Staff
- 24 Nov 2005
- Indicative reading time: 4 minutes

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Andrew Torrance talks to Jonathan Swift about how he intends to be more Scrooge than Santa with regard to rate cuts as the year comes to an end

Christmas may still be a month away but major retail outlets up and down the country appear to be starting the new year sales early, amid talk of consumers curbing their spending.

In the insurance

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