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Microinsurance can play an important part in helping people in poorer parts of the world become self sufficient. Richard Leftley looks at the role the industry can play in widening its impact

More than 2.4 billion people in the developing world live on less than $2 a day, and 97% of these currently have no access to formal insurance products. Furthermore, some 70% of the global poor live

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Is it third time lucky for Axa as it merges divisions again?

Content Director’s View: With Axa UK and Ireland combining its personal and commercial businesses into one, Jonathan Swift reflects on why insurers often oscillate between splitting and merging these divisions, and what led the insurer to believe this latest move will pay off now despite similar attempts in 2005 and 2016.

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