Analysis
Spotlight on Reputation: Putting the wheels in motion
While the Retail Distribution Review does not cover general insurance brokers, Jane Bernstein discovers that this sector is already putting in place efforts to raise professional standards.
Burned so Bright: Independent Insurance — a journalist's perspective
Ten years on from its demise, former Post editor David Worsfold remembers Independent's launch at an airfield and other personal recollections of dealing with the insurer during its heyday.
Motor Focus - Premium Challenges: Mauled by the media
After being pounded by the press for putting premiums up, Leigh Jackson looks at the future of motor insurance and asks whether policyholders could do more to help themselves.
Solvency II - Post implementation: Capital consequences
In the second instalment of a two-part article, Steven McEwan examines what will happen if the all-important capital requirements under Solvency II are breached.
Broker focus - lead generation: follow the leader
Many brokers would not be able to survive without high volumes of lead generation but what form produces the best results? Trevor Cutts assesses the options and factors to consider.
Cyber risks - Liability update: Privacy policed
Public and political awareness of cyber risks is on the rise as high-profile cases hit the headlines. Patrick Hill and Hans Allnutt review the effectiveness of existing cover options and detail unconventional developments.
Broker IPOs: Who dares wins
Broker IPOs keep the rumour mill active but very few actually occur. Rachel Gordon finds out why this is and looks at which companies are most likely to pursue the public route.
M&A - market update: Coming together
Merger and acquisition activity is finally on the rise following a long period of stagnation. Daniel Dunkley looks at what is behind the increase.
Capital Consequences: Part One
In the first part of a two part article, Steven McEwan examines the current solvency and capital requirements that apply to non-life insurers and what happens when they are not being satisfied. The second part will examine the differences that are…
Capital Consequences: Part One
In the first part of a two part article, Steven McEwan examines the current solvency and capital requirements that apply to non-life insurers and what happens when they are not being satisfied. The second part will examine the differences that are…
Post Europe: Storm surge modelling in Germany
The German coastline suffers from storm risks on a regular basis but a lack of accurate storm modelling has meant property policies have not included cover. Edward Murray reports on how this may be set to change.
Post Europe: Growth in the marine market
New entrants are popping up in the European marine market on a regular basis yet report say rates are softening as there is over capacity. Jakki May takes a look at the market to assess what the real state of play is.
Storm surge modelling in Germany
The German coastline suffers from storm risks on a regular basis but a lack of accurate storm modelling has meant property policies have not included cover. Edward Murray reports on how this may be set to change.
Growth in the marine market
New entrants are popping up in the European marine market on a regular basis yet report say rates are softening as there is over capacity. Jakki May takes a look at the market to assess what the real state of play is.
Cyber liability - Iberian peninsula
European firms are increasingly being targeted by cyber criminals but there is no ‘one size fits all’ solution to legislation to protect the customer. Paul Skinner examines what firms need to do to ensure they have adequate risk mitigation and loss…
Rehabilitation - Workplace innovation: A good measure of rehabilitation success
Insurers have been vocal in their criticism of rehabilitation service innovation. Mark Howard and Brian Whelan argue that, while progress has been made, the next stage in evolution needs to be a radical one.
Commercial property - Sprinklers: A burning issue
The safety and business benefits of sprinkler systems are undeniable — yet many commercial buildings remain unprotected. David Townsend urges insurers to continue to lead the calls for mandatory inclusion.
Large corporate risks - Global compliance: Could a central rules database help?
The global insurance compliance headache for large corporates operating in multiple jurisdictions is only intensifying. Veronica Cowan explores if and how a central rules database could help.
Legal update - Social networking: Better connected
A landmark case in insurance fraud has established that information obtained from social networking sites can be lawfully used as evidence. Paul Hughes explains how they can be a valuable tool for insurers.
Technology - Mobile apps: The age of the app
App fever is infiltrating every aspect of our lives — and the insurance industry is no exception — but while the benefits a quality app can bring are undeniable, there are a number of pitfalls to avoid, says Ian Singer.
Rehabilitation - Therapy drift: Avoiding the blame game
After the heavy criticism the case management sector received at the hands of insurers last year, Lynn Rouse looks at the way rehabilitation professionals have responded to the concerns.
Shared service and competence centers for insurers
In order to reduce costs insurers are increasingly looking at shared service and competence centres. Hendrik Bremer examines the pros and cons of this model.
Rome II – Where are we two years on?
It is now over two years since the implementation of European Regulation 864/2007, better known as ‘Rome II’. Reviewing the legislation, Kelvin Farmaner and Paul Lavelle ask whether everyone is now clear on its scope and application.
Legal expenses - ATE: End of the road?
With the government giving the green light to implementation of Lord Jackson's civil litigation reforms, Leigh Jackson details the adverse reaction of legal expenses insurers and whether this sounds the death knell for the ATE market.