Insurance Post

Esure's home COR hits 105% as adverse weather affects book

Esure founder and chairman Peter Wood

Esure profit before tax dropped 1.9% to £45.6m (2015: £46.5m) and its overall combined operating ratio worsened 3.4 percentage points to 99.2% for the six months ended 30 June 2016 as adverse weather events impacted the insurer's home book.

In home, gross written premiums were up 5.9% to £44.7m (2015: £42.2m) but the COR became loss-making at 105% (2015: 82.7%) with the loss ratio becoming 66.8%.

Home results    1H 2016 £m  1H 2015 £m

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