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Penny Black's Insurance Week - 10 July 2014

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Penny is a firm believer in self-congratulation – why shouldn’t one be rewarded with a piece of dark-chocolate brownie topped with crème fraiche for taking the stairs instead of the lift?

However, she has never gone as far as A-Plan chief executive Carl Shuker, who not only treated himself to a new watch on his 30-year anniversary at the high-street broker but also had it engraved with

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