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Lloyds TSB talks of impact of £750m from insurance volatility as HBOS crashes to historic loss

Announcing a trading update today for 2008, Lloyds TSB said it made a pre-tax profit of £1.3bn but suffered from around £0.75bn of "insurance volatility", goodwill write-downs and £0.4bn of aggregate provisions in respect of the Financial Services Compensation Scheme. The £750m is largely related to a fall in the value of the assets held in life insurer Scottish Widows due to stockmarket volatility. Meanwhile, HBOS made a £10bn loss including £7bn of impairments in the HBOS corporate division.

The shares in Lloyds Banking Group have fallen over 25% today on the news. At 15:30PM, they were trading at 65p down 28.5%

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