Insurance Post writers are working on the features listed below.
You may contact the journalists directly to offer interviews and comments.
Please make sure they have all relevant material several days before the deadline.
Topic: Private medical insurance - how are insurers responding to the surge in enquires in wake of Brexit?
Author: Veronica Cowan
Contact: [email protected]
Deadline: 17th March
One tends to associate this kind of cover with older people, but many companies provide PMI as a perk.
- Where do the typical claims come from?
- Do premiums start to shoot up as people get older, irrespective of their claims history?
- Is there a tendency for people to only buy this cover as they get older because for example they anticipate needing it for elective surgery?
- How do insurers protect themselves from surgeons who might suggest surgery prematurely for reasons that are not entirely clinical, but partly financial?
- What risks are associated with patients taking out private medical care? Do laws need to be tightened to curb rogue surgeons?
- How has distrust in the NHS affected the number of people taking out policies?
Topic: Evolution of mobility post loss: Seeking new solutions and customer journey options for motor claimants that extend beyond vehicle replacement
Author: Sam Barrett
Contact: [email protected]
Deadline: 19th March
The vehicle replacement market has operated in a similar fashion for years: i:e a motorist who is involved in an accident is offered a replacement car for the duration of the repair whether that is the most convenient and desirable option or not.
In this article Post will explore whether motor insurers should consider other options, especially at a time where people are becoming more accepting of alternatives, especially in Cities where their cars might lie un-driven most of the week.
These include money towards a taxi (especially if the claimant has been injured], access to an approved taxi service or use of car club vehicle. Non-fault policy holders could even be offered a reduction in their renewal premium if they have money left over after their car is returned.
The piece will also look at how rental companies are evolving to reflect the change in the UK car pool, with electric vehicles and hybrids becoming more widespread; with a particular focus on whether insurers [through their preferred suppliers] have access to these cars if drivers of EV or hybrids demand a like-for-like replacement.
Finally, the article will focus on the replacement model favoured by insurers – credit hire; and ask whether a move towards subrogated hire would benefit insurers by cutting the overall cost of hire and reducing the likelihood of litigation over hire costs; or if the prevailing model today is still fit-for-purpose.
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