The European guard is changing, and by the end of the year the UK insurance industry could find the European Parliament and Commission rather harder places to press its case than previously.
Aviva delivered a post-tax profit of £2.15bn for 2013, reversing the loss of £2.93bn recorded in 2012.
Contract law is only one obstacle to cross-border insurance within the EU, among many more important ones, according Insurance Europe.
Operating profit at Allianz Global Corporate & Specialty in 2013 climbed 16% to €483m compared to €416m the previous year.
RSA Group this morning reported a pre-tax loss of £244m in 2013 (2012: £448m profit).