Post forward features list

Insurance Post writers are working on the features listed below.
You may contact the journalists directly to offer interviews and comments. Please make sure they have all relevant material several days before the deadline. 

Topic: Wedding insurance
Author: Rosie Quigley
Contact: [email protected]
Deadline: Friday 26 May

Vintage glamour, caped gowns and gin bars are among the 2017 wedding trends. The £10bn UK market is expanding as brides want to make their special day, well, special. Research suggests a wedding day costs on average £12,000 and yet half of the brides don’t take out insurance. That’s despite all the things that could ruin the big day: a last-minute venue cancellation, a cake collapse, a broken leg and other catastrophes.

“The wedding insurance market remains a relatively underdeveloped area, compared to other personal lines insurance products,” says Richard Gorely, partner at Vecta Risk Partners (Vecta), which has been appointed as underwriter for new online wedding insurance provider Wedinsure.

What is the size of the wedding insurance market? What potential could it reach?
If it is indeed underdeveloped, what could encourage take-up?
How do policies usually work? What are the common exclusions?
How can extravagant demands be covered? Can couples celebrating their wedding abroad get appropriate cover?
Is it necessarily a niche insurance? Are big names missing an opportunity?

Topic: Group risk products
Author: Rachel Gordon
Contact: [email protected]
Deadline: Friday 26 May

The feature will cover the state and future of group risk products and related claims.

Figures from Group Risk Development (GRiD) show cancer is the most prevalent cause for claims on employer-sponsored financial protection policies, Group Income Protection (GIP), Group Life Assurance (GLA) and Group Critical Illness (GCI).

Are changes being seen in group risk products? Are companies still keen to offer these products? How is demand likely to change in the future? Is this still an attractive risk for insurers? How are brokers involved in this market? How are they helping their customers with risk?

Topic: Contingency - In the event of the Queen passing
Author: David Worsfold
Contact: [email protected]
Deadline: Friday 2 June

Queen Elizabeth has turned 91 and her husband Prince Philip is turning 96 in June. Their passing and the national mourning that will follow will have an impact on events, whether official events, sport tenures or entertainment gatherings. Especially if they are planned at one of the Historic Royal Palaces. This must be taken into account by contingency insurance providers.

If the Queen dies during Royal Ascot, the meet will be scrapped, according to The Guardian. The Marylebone Cricket Club is said to hold insurance for a similar outcome if she passes away during a home test match at Lord’s. After the death of George VI in 1952, rugby and hockey fixtures were called off, while football matches went ahead. The National Theatre will close if the news breaks before 4pm, and stay open if not. All games, including golf, will be banned in the Royal Parks.

The official mourning will last 12 days. The London Stock Exchange will be closed on the day of the Queen’s funeral, and perhaps longer.

What can contingency insurance cover? Are there exclusions? Is there enough awareness in the market?

Topic: Cyber physical
Author: Sam Barrett
Contact: [email protected]
Deadline: Friday 2 June

The cyber market is growing by double-digit figures every year, and could reach $20bn or more by 2025, according to Allianz Global Corporate & Specialty. Recent cyber news have been dominated by election hacking, ransomware attacks against hospitals and embarrassing leaks of private details. But cyber attacks can also result in material damage. A joint report by Lloyd’s and the University of Cambridge found that hackers shutting down parts of the US power grid could trigger claims of $21.4bn, rising to $71.1bn in the most extreme version of the scenario.

What other types of physical damage could cyber attacks cause?
Would the losses be restricted to cyber underwriters or expand further?
How are these risks modelled? Can they be mitigated?
Is the insurance industry ready for large physical losses caused by cyber attacks?

Topic: Post Brexit travel insurance
Author: Will Kirkman
Contact: [email protected]
Deadline: Friday 9 June

The European Health Insurance Card (EHIC) allows people covered by the NHS to receive medical treatment in other EU countries in the same conditions as local people. Some travel insurers require their policyholders to have this card that reduces the cost of local healthcare and treatments.

Once Brexit is finalised, EHIC will no longer applies to UK residents. How will UK travel insurance evolve? What will be the impact on premiums and claims? Will take-up reduce? Will insurance become so expensive that people in poorer health will cut their travels?

Topic: Marine losses
Author: Tim Evershed
Contact: [email protected]
Deadline: Friday 9 June

After declining for several years, major vessel casualties increased in 2016 and 2017 has begun with some high-profile losses, including the Stellar Daisy, which sank in the Atlantic, becoming the largest ship ever lost at sea. Energy risks have not reduced in the sector. And the 2015 explosion in the Chinese port of Tianjin serves as a reminder of accumulation risk for marine cargo.

Overall marine risks are growing in size and complexity and there are fears that underwriters don’t understand the potential losses they are exposed to.

What are the risks specific to the sector? The Stellar Daisy was a crude carrier converted into an ore carrier. Are ship conversions safe and how is the insurance market responding?

Why has the frequency of major vessel casualties been increasing over the past two years? Is the trend continuing? Are marine underwriters adapting to these higher losses?



Detailed synopses will be made available closer to each deadline.

August 2017: Legacy
September 2017: Property claims 



With the relaunch of Post in print as a monthly edition, we introduced three new columns. We are on the lookout for people to feature in these:

Odd jobs in insurance

This page is designed to highlight the diversity of insurance as a career. This is a Q&A with someone who works for an insurer but in an unexpected capacity - basically not an underwriter or claims adjuster. Are there drone flyers, historians, vets or others working in insurance? We want to hear about them.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in writing in no more than 500 words. We will also need a picture of the person in their unexpected job.

My other life

Each month we will feature a person in the industry and their life outside of insurance or the hobby at which they excel. Possible candidates could be expert sportspeople, published authors, musicians, scoutmasters, alternative therapists etc.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in no more than 300 words. We will also need a photograph of the person in their work wear and then in the clothes they wear in their other activity or hobby.

Rising star

This column is designed to highlight rising stars in the sector. We would like managers to put forward their under-30 promising talent, explaining why they are a rising star.

Managers may nominate someone under 30 by emailing [email protected]. We will then send over a set list of questions asking the rising star about their career to date, which will need to be answered in no more than 300 words. We will also need a picture of the rising star and their CV to date, along with a picture of the manager.