Post forward features list

Insurance Post writers are working on the features listed below.
You may contact the journalists directly to offer interviews and comments. Please make sure they have all relevant material several days before the deadline. 

Topic: Brokers exposed
Author: Will Kirkman
Contact: [email protected]
Deadline: Friday 28 April

Some brokers are leaving themselves exposed.
"Most brokers' PI policies exclude claims relating to insurer insolvency," says Charles Manchester, CEO of Manchester Underwriting Management. "This was something highlighted by the Financial Conduct Authority in its recent thematic review on the subject, leading to the International Underwriting Authority working on a model form of exclusion."
PI insurers don't want to underwrite the credit risk of the insurers with which the intermediary places policies. In the event of the insolvency of an insurer, they consider that policyholders should seek compensation from the Financial Services Compensation Scheme. However, the FCA has found that the breadth of the exclusion clause varies widely. And it is concerned that the exclusion clause would not provide intermediaries with the necessary cover under the policy for claims for which they may be liable.
How widespread is the problem? What level of claims have been seen to date? Do brokers acknowledge this problem? Are they aware of the risks? Can being part of a network help?
The IUA is looking to tackle this with changes to wordings but how will this resolve the issue? And will it be implemented across the board? How are brokers and insurers hoping to tackle this otherwise?

Topic: Professional indemnity
Author: Veronica Cowan

Contact: [email protected]
Deadline: Friday 28 April

In March, the Supreme Court decided that the 214 claims made against ILP Solicitors, insured by AIG, should be settled as two claims. The solicitors firm had been engaged by a property development firm to assist with the building of holiday resorts in Morocco and Turkey and was subsequently met with claims amounting to £10m. AIG, which was providing professional indemnity cover with a limit of £3m per claim, had tried to aggregate all 214 claims into one.

The Supreme Court ruling, allowing aggregation into two claims, will be more palatable to insurers than the decisions reached by lower courts. What wil the long-term consequences be for claimants, solicitors and PI insurers?

Topic: Political risks
Author: Ryan Hewlett

Contact: [email protected]
Deadline: Friday 12 May

The political risk market is changing as the risks themselves are evolving.

Earlier this year, Hiscox pulled out from the sector, placing its political risks book into run-off. And in March, French MGA WeSpecialty launched Canopy, a product developed in partnership with Hiscox and covering political violence, terrorism and political risks. It is aimed at manufacturers and commodity traders operating in sensitive areas, with protection including the risks of confiscation, nationalisation, expropriation and deprivation. WeSpecialty says political and terrorist risks have returned to the forefront of the international scene while some of the traditional war-risk insurance players have withdrawn.

How do today’s political risks differ from yesterday’s?
How are insurance providers adapting to these new challenges?
How is the market reorganising?



Detailed synopses will be made available closer to each deadline.

July 2017: Big data applications
August 2017: Legacy
September 2017: Property claims 



With the relaunch of Post in print as a monthly edition, we introduced three new columns. We are on the lookout for people to feature in these:

Interesting jobs in insurance

This page is designed to highlight the diversity of insurance as a career. This is a Q&A with someone who works for an insurer but in an unexpected capacity - basically not an underwriter or claims adjuster. Are there drone flyers, historians, vets or others working in insurance? We want to hear about them.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in writing in no more than 500 words. We will also need a picture of the person in their unexpected job.

My other life

Each month we will feature a person in the industry and their life outside of insurance or the hobby at which they excel. Possible candidates could be expert sportspeople, published authors, musicians, scoutmasters, alternative therapists etc.

Nominate someone willing to take part by emailing [email protected]. We will then send over some questions, which will need to be answered in no more than 300 words. We will also need a photograph of the person in their work wear and then in the clothes they wear in their other activity or hobby.

Rising star

This column is designed to highlight rising stars in the sector. We would like managers to put forward their under-30 promising talent, explaining why they are a rising star.

Managers may nominate someone under 30 by emailing [email protected]. We will then send over a set list of questions asking the rising star about their career to date, which will need to be answered in no more than 300 words. We will also need a picture of the rising star and their CV to date, along with a picture of the manager.