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2016 billed as 'year of the disruptors' as insuretech start-ups target market share

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Digital disruptors are digging out niches and targeting poorly-served sectors as the push for market share ramps up in 2016.

Millennials, pets and insurance by the month are sectors on the hit list for UK-based start-ups, with some looking to redesign the product from the ground up.

Zugar Znap and new start-up Wrisk are two

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