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Cyber criminals increasingly moving from privacy breaches to extortion

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Increasingly sophisticated malware and ransomware attacks are rising to the top of the cyber threat list, with industry cyber experts predicting a surge in ransomware incidents in 2016.

Malware includes any intrusive software such as ransomware, which holds systems hostage.

In the first two months of 2016, ransomware attacks among specialist insurer Beazley's clients had already

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