C Suite: Nondisclosure consigned to history
When the concept of duty of disclosure first became enshrined in insurance law the world was a very different place – an underwriter relied entirely on the broker’s presentation and had few alternative sources of information.
It, therefore, made perfect sense for the onerous burden of an all-encompassing duty of disclosure to rest with the insured – who clearly knew far more about the risk than the underwriter.
In 2014
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