Don't just trust to luck
Many smaller companies underestimate the personal risks facing their directors, and 80% of such businesses have no D&O cover in place. With less to cushion the blow, it is SMEs that stand to lose most if their luck runs out, warns David Smith.
Eight out of 10 UK companies in the SME sector do not have D&O coverand around one in three have not even heard of it, according to research
by Zurich. Many SMEs are also under the misapprehension
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