British Insurance Awards 2013: Introduction - Moment of truth
It may be a well-worn cliché that insurance exists for that moment of truth, when an individual or business is faced with an unforeseen incident; but given recent events it is one that has never been truer.
2012 ranked as the second wettest on record and saw insurers pay out £1.19bn for flood and storm damage claims. This included more than 400 000 claims totalling £690m for damage to homes and 47 000
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