Features Topic: What does good underwriting look like in the age of AI?
Writer: Marcel Le Gouais (marcellegouais81@yahoo.co.uk) Deadline: Friday 21 August As underwriting becomes increasingly data-driven, Insurance Post explores how technology is changing decision-making. - How much underwriting should be automated?
- Where does human judgement add the greatest value?
- Can AI improve consistency without introducing bias?
- What skills will tomorrow’s underwriters need?
Topic: E-scooter claims - can insurers get ahead of a growing risk? Writer: Fiona Nicolson (fiona.nicolson@googlemail.com) Deadline: Friday 21 August Claims involving e-scooters are increasing in both frequency and severity, creating fresh challenges for motor, liability and personal injury insurers. - What trends are insurers seeing in the frequency and severity of e-scooter-related claims? What types of losses are becoming most costly, including bodily injury, third-party liability and property damage?
- How do privately owned and rental e-scooters differ from an insurance perspective?
- How does the current legal and regulatory framework create uncertainty for insurers and claimants? Should the insurance industry be pushing for changes to legislation, compulsory insurance or new product standards?
Topic: Is the London Market ready for its next transformation? Writer: Tom Luckham (tom.luckham@infopro-digital.com) Deadline: Friday 28 August The end of Blueprint Two marked a significant moment for the London Market. While the programme delivered important improvements in digitisation and data standards, many of its ambitions were scaled back or abandoned, raising questions about whether the market is equipped for its next phase of transformation. This feature will examine what comes after Blueprint Two, whether Lloyd’s digital strategy has delivered meaningful value, and how the London Market can maintain its competitive edge as specialty insurance becomes increasingly global, digital and data-driven. - With Blueprint Two concluded, what has the London Market gained, and where has it fallen short? Which elements of the programme delivered tangible benefits for carriers, brokers and coverholders?
- Has the focus shifted from large-scale transformation programmes to more targeted, commercially driven innovation? How is specialty insurance evolving in response?
- What competitive pressures are coming from Bermuda, Singapore, the US and other international specialty hubs?
- How can the London Market preserve its strengths while becoming faster and easier to do business with?
Topic: How price comparison websites aim to avoid extinction Writer: Scott McGee (scott.mcgee@infopro-digital.com) Deadline: Friday 28 August With many insurers and brokers looking to ChatGPT as the next big distribution opportunity, price comparison sites will have to adapt in order to maintain its market share.
Insurance Post wants to look at the dynamic that is evolving in the aggregator space, what impact AI is having, how PCWs are adapting their strategies, and if they can change their perception within the insurance market.
- If AI can compare, explain and recommend policies instantly, what unique value will price comparison websites still offer consumers?
- How have aggregators tried to move to have a positive impact on the market? What more can be done?
- As distribution shifts to conversational AI, who will ultimately own the customer relationship? The insurer, the broker, the comparison site, or the AI assistant?
- What does the future personal lines distribution ecosystem look like? Who will win and who will be left behind?
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