Topic: Travel insurance in the midst of global instability and conflict

Writer: Scott McGee (scott.mcgee@infopro-digital.com)

Deadline: Wednesday 20 May  

Heightened geopolitical tensions, including conflict in the Middle East, are disrupting travel and placing new pressures on the travel insurance market. Flight cancellations, evolving government advisories, fuel shortages, and growing consumer demand for flexibility are testing how insurers assess and price risk.

• How would you describe the current state and stability of the travel insurance market amid rising geopolitical tensions and disruption to travel?
• What are the biggest ongoing challenges for travel insurers today as a result of recent conflict?
• What impact are current conflicts having on travel insurance coverage, pricing, and exclusions and how could this evolve if instability persists?

Topic: Insuring the Beautiful Game

Writer: Tom Luckham (tom.luckham@infopro-digital.com)

Deadline: Friday 29 May  

Football isn’t just the world’s most popular sport - it’s a complex risk environment for insurers. 

From grassroots community clubs to semi professional and professional teams, insurers must navigate everything from match day liabilities to player injury protection, event cancellation, and modern operational exposures such as cyber and media risks.

As the World Cup kicks off in the US, Canada and Mexico, and against a backdrop of heightened geopolitical uncertainty, including tensions involving Iran, Insurance Post will explore how the insurance industry is innovating to meet football’s evolving and increasingly global risk profile. 

This includes how geopolitical instability may influence event risk, security considerations, and contingency planning for international tournaments.

• How are insurers assessing and pricing risk across different levels of football - from grassroots clubs to professional teams?
• What products or coverage innovations are being developed to address emerging exposures, such as cyber liability, media rights, and event cancellation?
• How are insurers helping clubs and players proactively manage risk through guidance, safety initiatives, or claims-prevention programs?
• How does geopolitical instability factor into underwriting decisions for major international tournaments and events?
• What lessons have claims trends and past incidents taught insurers about reducing liability and protecting both participants and spectators?

Topic: Rethinking alternative accommodation beyond cost control 

Writer: Marcel Le Gouais (marcellegouais81@yahoo.co.uk)

Deadline: Friday 29 May  

The traditional approach to alternative accommodation is being challenged as insurers focus more on customer needs and moving beyond just cost-driven models to deliver better outcomes during disruption.

• How are insurers, claims managers and loss adjusters moving beyond the Financial Conduct Authority’s vulnerability rules to deliver genuinely tailored accommodation solutions? 
• What changes are being made to empower loss adjusters to make flexible, customer-first decisions? How are systems, supplier networks and workflows being adapted to cope with customer needs? 
• What alternatives to hotels or rentals are being offered - such as adapted homes, staying with family, or even holidays? How are building repairs being adapted to allow customers to remain in their homes where possible? 
• Can insurers share case studies and customer testimonials demonstrating improved outcomes? What are the financial and reputational impacts of these new approaches? 

Topic: Shifting insurance claims from payout to prevention

Writer: Fiona Nicolson (fiona.nicolson@googlemail.com)

Deadline: Wednesday 3 June  

Insurers are increasingly focused on preventing losses rather than simply paying claims. 

Insurance examines how carriers and brokers are using technology, communication and data to shift towards proactive risk management and how success is being measured.

• What communications and interventions are insurers issuing to policyholders ahead of potential losses? 
• How are tools such as IoT sensors, geospatial analytics and cyber monitoring being deployed to identify risks like flood, theft and hacking? 
• How are insurers and brokers measuring success? Is it through reduced claims frequency, severity, or improved retention? 
• What KPIs are proving most meaningful in assessing prevention strategies? What lessons are being learned from these metrics, and how are they feeding back into underwriting and risk engineering? 

Topic: Fixing SME underinsurance with data, pricing and policy reform

Writer: David Worsfold (david@worsfoldmedia.com)

Deadline: Wednesday 3 June  

Underinsurance among SMEs remains a persistent and costly issue for both firms and insurers.

Insurance Post explores the scale of the problem, its root causes, and how insurers are evolving underwriting, pricing and policy design to ensure businesses can recover after a loss.

• What is the current scale of underinsurance among UK SMEs, and how has this shifted in recent years? What are the main causes?
• What is the real-world impact of inadequate cover on SME survival and claims outcomes? 
• How are insurers using data-driven tools, real-time valuations and analytics to improve coverage adequacy? In what ways are policy wordings, limits and indexation mechanisms being redesigned?