Utmost bad faith

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It is a long established principle of English law that insurance contracts are based on the principle of utmost good faith. Section 17 of the Marine Insurance Act 1906 (which applies to all (re)insurance contracts) reflects the common law position. If either party fails to observe the utmost good faith, the other may avoid the contract. It is also established that the duty continues after the contract is entered into.How does that duty apply to claims made under a policy? Is a (re)insured in